Thank you for choosing Baddabank. This Refund Policy outlines the terms regarding cancellations, refunds, and subscription billing for our horse racing prediction services. We operate in accordance with the laws of the United States and the State of Colorado.
 

1. All Sales Are Final

• We provide instant access to premium data and tips.

• Therefore, all membership fees are strictly non-refundable.

• No partial refunds are issued for unused membership days.

• No refunds are given based on the accuracy of predictions.
   

2. Subscription Cancellations

• You can cancel your membership at any time.

• Cancel directly through your account dashboard settings.

• You will keep access until your billing cycle ends.

• Future automatic charges will stop immediately upon cancellation.

 

3. Service Issues and Downtime

• Technical issues do not guarantee a financial refund.

• Extended website downtime will be compensated with account credits.

• We reserve the right to offer credits at our discretion.

 

4. Chargebacks and Disputes

• Contact our support team before filing a bank dispute.

• Unfounded chargebacks will result in immediate account termination.

• We report fraudulent chargeback activity to collections agencies.