Welcome to Baddabank. These Terms and Conditions govern your use of our website and services. By accessing our site or becoming a member, you agree to these rules.

 

1. Eligibility

• You must be at least 18 years old.

• Local gambling laws apply to your jurisdiction.

• You cannot use our site if prohibited by law.

 

2. Services and Membership

• We provide horse racing predictions and analysis.

• Paid memberships unlock premium content and tips.

• Accounts are for single, personal use only.

• Sharing login credentials will result in termination.

 

3. No Financial Advice

• Content on this site is for entertainment only.

• Predictions are not guarantees of winning outcomes.

• We do not offer financial or betting advice.

• You assume full responsibility for your wagers.

 

4. Risk Disclosure

• Horse racing betting involves high financial risk.

• Past performance does not guarantee future results.

• Baddabank is not responsible for any betting losses.

• Only wager money you can afford to lose.

 

5. Payments and Refunds

• Membership fees are billed in advance.

• All sales and subscription fees are final.

• No refunds are given for poor racing outcomes.

• You may cancel your subscription at any time.

 

6. Intellectual Property

• All predictions, text, and logos belong to Baddabank.

• You may not copy, publish, or sell our content.

 

7. Limitation of Liability

• We are not liable for website downtime or errors.

• Total liability is limited to your membership fee.

 

8. Governing Law and Jurisdiction

• These terms are governed by Colorado law.

• Disputes will be resolved in Denver, Colorado.

• Federal US laws apply where applicable.

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9. Eligibility and Age Restrictions

• You must be at least 18 years old.

• Colorado law requires 18+ for horse betting.

• Users must verify their age upon registration. [1]

 

10. Compliance with Gaming Regulations

• Baddabank is an information service provider only.

• We do not accept or process wagers.

• We do not operate a sportsbook platform.

• Users must comply with Colorado racing regulations. [1]

 

11. Subscription Renewals and Billing

• Payments process automatically each billing cycle.

• Colorado consumer laws protect against unauthorized billing.

• Renewal reminders are sent via email.

• Cancel anytime through your account dashboard.

 

12. Disclaimer of Warranties

• Services are provided on an "as-is" basis.

• We disclaim all implied warranties under law.

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